Attention homeowners: Real estate appraisal services for in Allenwood and Monmouth County

Here are the top 7 reasons NJ homeowners hire Asset Appraisal:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To cut a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a NJ divorce, when real estate property needs to be divided
To settle an estate in Monmouth county or NJ by determining the true market value of real estate in question

Do you own a house in or near Allenwood? Do you need help determining the value of your real estate?
Contact Asset Appraisal.

At Asset Appraisal, we understand the individual needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the usual documents we provide. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Asset Appraisal, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping customers just like you get rid of unneeded PMI insurance.

Challenging Monmouth county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other houses close by. That means you are paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Asset Appraisal is your #1 weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Asset Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.